{"Slug":"house-11-banyan-street-officer-vic-3809","CanonicalUrl":"https://realsearch.com.au/house-11-banyan-street-officer-vic-3809","Address":"11 Banyan Street, Officer, Vic 3809","Suburb":"Officer","State":"VIC","Postcode":"3809","PropertyType":"House","Status":"For Sale","Headline":null,"Description":"Home Ownership Could Be Closer Than You ThinkHave you been putting off buying because you thought you needed a huge deposit?With the Australian Government's Help to Buy Scheme, eligible buyers may be able to purchase H&L package with as little as a 2% deposit.*Whether you're a first home buyer looking to stop renting or simply exploring your options, now is the perfect time to discover what's possible.This home comes with 4BED - 2BATH - LIVING - DOUBLE GARAGE.Buy This Home with Just a 2% Deposit!Purchase Price: $750,000Your contribution could be:Your 2% Deposit: $15,000Your Home Loan:  $435,000  (58%)Government Contribution: $300,000   (40%)The key takeaway: You're only making repayments on the 58% home loan, not on the Government's 40% contribution (although the Government retains an equity interest in the property).No Stamp Duty for FHBTake advantage of the $10,000 FHOG 7 Star rating for better resaleChanges Allowed at No Extra Cost Construction starts within 90 days for permits after settlementWhats Included - FULL TURNKEY INCLUSIONS Fixed site costDevelopers and Council RequirementsBrick Infills to Garage, Windows & Doors throughout. 900 Kitchen Appliances3 Coat paint system 2590 ceiling height Soft close throughout8mm Hybrid flooring and carpets to bedroom Tiles in wet area.Dishwasher20mm Stone to Kitchen, bathroom and Ensuite.Double Glazed WindowTiled Shower bases to Ensuite & BathroomBuilt in Laundry cabinet with stone Benchtop.  Down lights throughout.Gas Ducted heating to Living areas and Bedrooms. (Excluding Wet Areas )5Kw Split System in Living area. 3Kw Solar PV system 2 TV Points - 2 Data Points.   Towel rail & Toilet Roll holder Termite protection7 Star energy rating included.FlyscreenLetter BoxClothes LineFencingDriveway Front & Rear LandscapingAct quickly! This package won't be around for long. For more info or to book an appointment, call or click 'Get in Touch' today!WHY BUY THIS HOME AND LAND PACKAGEThis is a Fixed Price House & Land Package guaranteed!NO SHOCKS / SURPRISES and HIDDEN COST for peace of mind.No stamp Duty for FIRST HOME BUYERS. ( GREAT SAVINGS)SUBJECT TO FINANCE Available. Take Advantage of the $10,000 First Home Owners Grant. (FHOG)The land is TITLED READY TO BUILD.BUILDING will give you the BEST LIFESTYLE your budget can afford by letting you spend your budget on the areas of your home that will bring you the most happiness.  ( THAT NEW FEEL).More ENERGY - EFFICIENT and MODERN FEATURES.NO Headache of Maintenance and Repairs.Home on Display. Fixed Price Contract Available for signing within 7 days. This is a House and Land package not Constructed Yet.Deal with ONE DEDICATED CONSULTANT throughout the whole process from initial deposit to all the stage so of construction, handover and post customer service for better service & Value. We'll Help You:Check your eligibility for the Help to Buy SchemeFind a home that suits your budget and lifestyleConnect you with experienced finance professionalsMake the buying process simple and stress-freeBook Your FREE Consultation TodayIf you've been waiting for the right opportunity to own your first home, this could be it.Contact Pat on 0421 035 533Enquire today to receive:FREE Help to Buy Eligibility CheckCurrent House & Land PackagesAvailable Completed HomesFirst Home Buyer Information PackYour dream home may be closer than you think.Disclaimer: Buy Your First Home with the Help to Buy SchemePurchase Price: $750,000Shared Equity ContributionPurchaser Contribution (Home Loan): 60%Australian Government Contribution: 40%Eligibility RequirementsTo be eligible for the Help to Buy Scheme, applicants must:Be at least 18 years of age.Be an Australian citizen.Have an annual taxable income of:$103,000 or less for an individual applicant; or$165,000 or less for single parents or joint applicants,as shown on the ATO Notice of Assessment (NOA) for the previous financial year (FY2026).Live in the property as their principal place of residence for as long as they participate in the scheme.Not own, or beneficially own, any residential property in Australia or overseas at the time of purchase.Limited exceptions apply for certain single parents who jointly own a property and intend to buy out the other owner's share or sell their existing interest.Important InformationInvestment properties are not eligible.Renting out the property is not permitted while participating in the scheme.Eligibility criteria, income limits, property price caps, lender requirements, Government participation limits and scheme availability apply.Scheme availability is subject to change.Price does not include any stamp duty, government, legal or bank charges. The land was available at the time of advertising. The $10,000 First Home Owner Grant  is not  deducted from the advertised purchase price (where applicable and subject to eligibility).","YearBuilt":null,"LandArea":null,"Price":{"Currency":"AUD","Amount":null,"Display":"$450,000 HTBS"},"Bedrooms":"4","Bathrooms":"2","Parking":"2","Features":[{"Name":"Bedrooms","Value":"4"},{"Name":"Bathrooms","Value":"2"},{"Name":"Carports","Value":"2"},{"Name":"Area","Value":"310 m²"},{"Name":"House Size","Value":"170.66 m²"}],"Inspections":[],"Auctions":[],"TimeZone":"AUS Eastern Standard Time","Latitude":null,"Longitude":null,"Agent":{"Name":"Pratap  Singh","CanonicalUrl":"https://realsearch.com.au/pratap-singh-real-estate-agent-from-sap-property-and-homes-southbank"},"Agency":{"Name":"Sap Property and Homes - SOUTHBANK","CanonicalUrl":"https://realsearch.com.au/sap-property-and-homes-southbank"},"CreatedAt":"2026-08-24T07:14:17.5965088","UpdatedAt":"2026-08-24T07:14:17.6114232"}