11 Banyan Street, Officer, Vic 3809

$450,000 HTBS

House
Type
4
Bedrooms
2
Bathrooms
2
Parkings
310 m²
Area

Published on Monday, August 24, 2026 ( See property details for 11 Banyan Street, Officer, Vic 3809)

$450,000 HTBS

Pratap Singh Licensed Real Estate Agent
  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A modern, energy-efficient house and land package in Officer, offering an affordable and stress-free first home ownership opportunity with full turnkey inclusions and government support.

🏡 Property Highlights

  • Affordable house and land package with just a 2% deposit under the Help to Buy Scheme
  • Modern 7-star energy rated home with energy-efficient features including solar PV system
  • Full turnkey inclusions with high-quality finishes such as hybrid flooring, stone benchtops, and double glazing
  • Prime location in Officer with ready-to-build titled land and construction starting within 90 days
  • Cost savings with no stamp duty for first home buyers and access to the $10,000 First Home Owner Grant
  • Dedicated consultant support throughout the buying and building process

✨ Key Features

  • Built-in Robes
  • Dishwasher
  • Open-Plan Living
  • Solar Panels
  • Water tank
  • Fly Screens
  • Ceiling Fans
  • Security Screens / Gates
  • Fully fenced
  • Outdoor Area

Officer is a thriving suburb offering excellent amenities, parks, and schools, making it ideal for families and first home buyers. The area boasts easy access to public transport and shopping centres, ensuring convenience and a vibrant community atmosphere. With modern infrastructure and a growing local economy, Officer provides a perfect setting for a comfortable lifestyle. The suburb’s proximity to nature reserves and recreational facilities encourages an active, outdoor-oriented lifestyle. It’s an emerging hub for new homeowners seeking affordability and quality living.

What are the benefits of the Help to Buy Scheme for first home buyers?
The Help to Buy Scheme allows eligible buyers to purchase a home with as little as a 2% deposit, significantly reducing upfront costs and making homeownership more accessible. It also offers government contributions and grants, such as the First Home Owner Grant, to further assist buyers.
What does the full turnkey package include?
The full turnkey package includes fixed site costs, high-quality finishes such as hybrid flooring, stone benchtops, double glazing, appliances, fencing, landscaping, and all necessary permits, ensuring a move-in ready home without hidden costs.
Is the land ready to build on?
Yes, the land is titled and ready to build, with construction expected to start within 90 days after permits are obtained.
What energy-efficient features does the home have?
The home features a 3kW solar PV system, 7-star energy rating, gas ducted heating, double glazed windows, and modern insulation to ensure lower energy costs and a sustainable lifestyle.
Are there any ongoing costs or fees I should be aware of?
While the purchase price covers most costs, buyers should consider ongoing expenses such as council rates, utilities, and maintenance. The scheme also excludes stamp duty for first home buyers, providing additional savings.
Are there any additional costs not included in the fixed price contract, such as legal fees, stamp duty, or council charges? Are there any restrictions or covenants on the land that could affect future renovations or extensions? Has the property been inspected for any structural issues or defects prior to purchase? Are there any planned developments or zoning changes in the area that could impact the neighbourhood? What are the flood or bushfire risks associated with the property location? Is the property compliant with all building codes and regulations, including energy efficiency standards? Are there any easements, rights of way, or other encumbrances on the land? What is the timeline for construction, and are there any potential delays? Are there any restrictions on renting out the property while participating in the scheme? What are the long-term maintenance requirements for the home and land?

11 Banyan Street, Officer, Vic 3809 - More Details

$450,000 HTBS

Home Ownership Could Be Closer Than You Think


Have you been putting off buying because you thought you needed a huge deposit?

With the Australian Government's Help to Buy Scheme, eligible buyers may be able to purchase H&L package with as little as a 2% deposit.*

Whether you're a first home buyer looking to stop renting or simply exploring your options, now is the perfect time to discover what's possible.


This home comes with 4BED - 2BATH - LIVING - DOUBLE GARAGE.



Buy This Home with Just a 2% Deposit!

Purchase Price: $750,000

Your contribution could be:

Your 2% Deposit: $15,000
Your Home Loan: $435,000 (58%)
Government Contribution: $300,000 (40%)

The key takeaway: You're only making repayments on the 58% home loan, not on the Government's 40% contribution (although the Government retains an equity interest in the property).

No Stamp Duty for FHB
Take advantage of the $10,000 FHOG
7 Star rating for better resale
Changes Allowed at No Extra Cost

Construction starts within 90 days for permits after settlement


Whats Included - FULL TURNKEY INCLUSIONS

Fixed site cost
Developers and Council Requirements
Brick Infills to Garage, Windows & Doors throughout.
900 Kitchen Appliances
3 Coat paint system
2590 ceiling height
Soft close throughout
8mm Hybrid flooring and carpets to bedroom Tiles in wet area.
Dishwasher
20mm Stone to Kitchen, bathroom and Ensuite.
Double Glazed Window
Tiled Shower bases to Ensuite & Bathroom
Built in Laundry cabinet with stone Benchtop.
Down lights throughout.
Gas Ducted heating to Living areas and Bedrooms. (Excluding Wet Areas )
5Kw Split System in Living area.
3Kw Solar PV system
2 TV Points - 2 Data Points.
Towel rail & Toilet Roll holder
Termite protection
7 Star energy rating included.
Flyscreen
Letter Box
Clothes Line
Fencing
Driveway
Front & Rear Landscaping



Act quickly! This package won't be around for long. For more info or to book an appointment, call or click 'Get in Touch' today!


WHY BUY THIS HOME AND LAND PACKAGE


This is a Fixed Price House & Land Package guaranteed!
NO SHOCKS / SURPRISES and HIDDEN COST for peace of mind.
No stamp Duty for FIRST HOME BUYERS. ( GREAT SAVINGS)
SUBJECT TO FINANCE Available.
Take Advantage of the $10,000 First Home Owners Grant. (FHOG)
The land is TITLED READY TO BUILD.
BUILDING will give you the BEST LIFESTYLE your budget can afford by letting you spend your budget on the areas of your home that will bring you the most happiness. ( THAT NEW FEEL).
More ENERGY - EFFICIENT and MODERN FEATURES.
NO Headache of Maintenance and Repairs.
Home on Display.
Fixed Price Contract Available for signing within 7 days.
This is a House and Land package not Constructed Yet.
Deal with ONE DEDICATED CONSULTANT throughout the whole process from initial deposit to all the stage so of construction, handover and post customer service for better service & Value.

We'll Help You:

Check your eligibility for the Help to Buy Scheme
Find a home that suits your budget and lifestyle
Connect you with experienced finance professionals
Make the buying process simple and stress-free


Book Your FREE Consultation Today

If you've been waiting for the right opportunity to own your first home, this could be it.

Contact Pat on 0421 035 533

Enquire today to receive:

FREE Help to Buy Eligibility Check
Current House & Land Packages
Available Completed Homes
First Home Buyer Information Pack

Your dream home may be closer than you think.

Disclaimer: Buy Your First Home with the Help to Buy Scheme
Purchase Price: $750,000
Shared Equity Contribution
Purchaser Contribution (Home Loan): 60%
Australian Government Contribution: 40%
Eligibility Requirements
To be eligible for the Help to Buy Scheme, applicants must:
Be at least 18 years of age.
Be an Australian citizen.
Have an annual taxable income of:
$103,000 or less for an individual applicant; or
$165,000 or less for single parents or joint applicants,
as shown on the ATO Notice of Assessment (NOA) for the previous financial year (FY2026).
Live in the property as their principal place of residence for as long as they participate in the scheme.
Not own, or beneficially own, any residential property in Australia or overseas at the time of purchase.
Limited exceptions apply for certain single parents who jointly own a property and intend to buy out the other owner's share or sell their existing interest.
Important Information
Investment properties are not eligible.
Renting out the property is not permitted while participating in the scheme.
Eligibility criteria, income limits, property price caps, lender requirements, Government participation limits and scheme availability apply.
Scheme availability is subject to change.
Price does not include any stamp duty, government, legal or bank charges. The land was available at the time of advertising. The $10,000 First Home Owner Grant is not deducted from the advertised purchase price (where applicable and subject to eligibility).
Type
House
Bedrooms
4
Bathrooms
2
Parkings
2
Area
310 m²
House Size
170.66 m²

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