17 Karloo Road, Umina Beach, NSW 2257

$1,500,000 - $1,600,000

House
Type
8
Bedrooms
3
Bathrooms
4
Parkings
746 m²
Area

Published on Tuesday, October 13, 2026 ( See property details for 17 Karloo Road, Umina Beach, NSW 2257)

$1,500,000 - $1,600,000

  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A versatile dual-living property on a spacious 746 sqm block, offering excellent investment potential and family living in a peaceful cul-de-sac near beaches and schools.

🏡 Property Highlights

  • Spacious dual living setup with a five-bedroom brick home and a fully self-contained three-bedroom granny flat
  • Generous 746 sqm block offering ample outdoor space and privacy
  • Currently generating a strong rental income of $1,520 per week from two tenants
  • Excellent location within walking distance to schools, beaches, and local amenities
  • Separate yards for each residence providing privacy and independence
  • Multiple parking options including tandem carport and off-street parking

✨ Key Features

  • Built-in Robes
  • Outdoor Area
  • Open-Plan Living
  • Garage
  • Secure Parking
  • Waterfront / Views
  • Pet-Friendly
  • Fully fenced
  • Water tank
  • NBN / High-Speed Ready
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17 Karloo Road
Umina Beach, NSW 2257
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Vertical aerial view — 17 Karloo Road
17 Karloo Road — Vertical Aerial  •  Umina Beach, NSW 2257  •  Nearmap © 2026

Umina Beach offers a relaxed coastal lifestyle with beautiful beaches, excellent schools, and convenient access to local amenities. The suburb is known for its family-friendly environment, outdoor recreational opportunities, and strong community spirit. Its proximity to golf courses, ferry services, and Woy Woy CBD makes it an ideal location for both leisure and commuting. The area combines peaceful living with vibrant local attractions, perfect for families and investors alike.

What are the main advantages of owning a dual-living property like this?
A dual-living property provides flexibility for multi-generational families, offers potential for additional rental income, and enhances privacy for residents with separate yards and entrances.
Is the property suitable for investment purposes?
Yes, with a current rental income of $1,520 per week, this property offers strong investment potential, especially given its location and versatile layout.
What amenities are nearby?
The property is within walking distance to local schools, beaches, golf courses, and is a short drive to Woy Woy CBD, ferry services, and other recreational facilities.
Are there any recent renovations or upgrades?
The property images are styled with AI, and the description does not specify recent renovations; prospective buyers should verify the condition during inspections.
What is the condition of the property?
The main house is a solid brick construction, and the granny flat is fully self-contained; however, buyers should conduct a thorough inspection to assess the property's condition.
Are there any zoning restrictions or easements affecting the property? What are the council rates and any additional levies? Are there any planned developments or construction projects nearby? Has the property been tested for flood or bushfire risks? Are there any existing issues with the property's structure or systems? Is the property compliant with all local building codes and regulations? What are the terms of the current lease agreements and tenants' rights? Are there any upcoming maintenance or repair costs anticipated? Is there any history of pest infestations or environmental hazards? Are there any restrictions on future modifications or extensions?

17 Karloo Road, Umina Beach, NSW 2257 - More Details

$1,500,000 - $1,600,000

Discover the perfect investment or multi-generational living opportunity with this spacious property set on a generous 746 sqm block.

Featuring a solid five bedroom brick home with one bathroom, plus a fully self-contained three bedroom granny flat with two bathrooms, this versatile property offers exceptional flexibility for extended families, dual occupancy, or large rental income.

Both residences enjoy separate yards, providing privacy and independence, while a tandem carport and additional off-street parking ensure ample space for multiple vehicles.

Nestled in a quiet cul-de-sac, this property combines peaceful living with outstanding practicality, making it an ideal choice for families, investors, or those seeking extra space.

Currently leased to exceptional tenants paying $850 & $670 per week, generating a combined return of $1,520 per week.

- 3min/200m walk to St John's Primary School.
- 8min/600m walk to Brisbane Water Secondary College.
- 3min/1.9km drive to Everglades Country Club & Golf Course.
- 4min/2.7km drive to Umina Beach.
- 6min/3.3km drive to Woy Woy CBD & Train Station.
- 8min/3.8km drive to Ettalong Beach & Ferry Service.

Properties like this with so many upsides are hard to find, so for more information or to book an inspection contact John Ienna 0421 202 383 or Jackson White on 0432 854 221.

***The house images are styled with AI***


DISCLAIMER: We have obtained all information herein from sources we believe to be reliable, however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.
Some images have been digitally staged using AI technology for illustrative purposes. These furnishings and features shown in these pictures are not present at the property. These images are intended for marketing purposes only.

LOOKING TO BUY BUT NEED TO SELL FIRST? There are many options available to make this transition possible. The team at Ray White Umina Beach are here to assist and make this transition as simple and stress free as possible. Contact us to find out more.

To view more properties, go to www.raywhiteuminabeach.com.au
Type
House
Bedrooms
8
Bathrooms
3
Parkings
4
Area
746 m²
Study
1

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