For Sale

3/1-5 Steele Street, Cowes, Vic 3922

$2,600,000

House

Type

Bedrooms

Bathrooms

Parkings

350 m²

Area

Published on Thursday, October 08, 2026 ( See property details for 3/1-5 Steele Street, Cowes, Vic 3922)

$2,600,000

Michael McLeod Director

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AI Property Insight

AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A luxurious six-bedroom coastal home with direct beach access, exceptional construction, and a prime north-facing foreshore position on Phillip Island.

🏡 Property Highlights

Direct foreshore position with beach access
North-facing aspect capturing coastal living
Exceptional construction by a renowned local builder
Multiple living areas including family, lounge, and upstairs balcony
Six spacious bedrooms and three bathrooms plus a powder room
Potential for private boat mooring directly in front

✨ Key Features

Waterfront / Views
Outdoor Area / Balcony
Built-in Robes
Open-Plan Living
Ensuite
Security Screens / Gates
Fly Screens
NBN / High-Speed Ready
Extra Storage (Shed/Linen)
Pet-Friendly

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3/1-5 Steele Street

Cowes, VIC 3922

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Suburb and Property Insights of Cowes, VIC 3922

Cowes offers a vibrant coastal lifestyle with stunning beaches, a lively dining scene, and easy access to boating and outdoor activities. The suburb boasts a strong community atmosphere, scenic waterfront views, and proximity to Phillip Island’s renowned attractions. Its walkable streets and relaxed coastal charm make it an ideal location for families and holidaymakers seeking a premium seaside lifestyle.

Frequently Asked Questions

What are the main living spaces available in this property?

The home features a dedicated family room, a lounge room, and a second living area, providing ample space for relaxation and entertaining.

Is there outdoor space suitable for entertaining?

Yes, the property includes an enclosed deck and an upstairs balcony, ideal for outdoor dining and social gatherings.

Can I moor a boat in front of the property?

Yes, there is potential to arrange your own boat mooring directly in front of the property, enhancing your coastal lifestyle.

What kind of construction quality does the home have?

The residence has been built to an exceptional standard by a highly regarded local builder, with attention to detail throughout.

Is the property suitable for permanent living or holiday use?

The spacious layout and multiple living zones make it suitable for both permanent residence and a luxurious holiday retreat.

What to ask about this property to agent?

Are there any additional costs for maintaining the foreshore access or boat mooring rights? What planning or zoning restrictions apply to the property? Are there any easements or covenants that could affect future development? Has the property been assessed for flood or bushfire risks? Are there any upcoming planning or development projects in the vicinity that could impact the view or privacy? Is the property part of a strata or body corporate, and what are the associated fees? Are there any known issues with the construction or structural integrity of the home? What are the council rates and ongoing maintenance costs?

3/1-5 Steele Street, Cowes, Vic 3922 - More Details

$2,600,000

Some properties offer luxury. Others offer a location that simply cannot be replaced. Lot 3, 1–5 Steel Street, Cowes delivers both.

Positioned directly on the Cowes foreshore with a coveted north-facing aspect and exceptional beach access, this is an extraordinary opportunity to secure one of the most tightly held lifestyle positions on Phillip Island. Imagine waking in the morning, stepping from your home and walking across the sand to the beach — with the very best of Cowes quite literally at your doorstep.

Built by a highly regarded local builder to an exceptional standard, every conceivable luxury has been considered throughout this substantial six-bedroom residence. With three bathrooms plus a powder room, multiple living areas, an enclosed deck and an additional enclosed upstairs balcony, there is an abundance of space for family, friends and entertaining.

The home's generous accommodation includes a dedicated family room, lounge room and second living area, creating plenty of flexibility for permanent living or effortless beach-house enjoyment. The quality of construction and attention to detail are immediately apparent, while the north-facing orientation captures the very essence of coastal living.

And then there is the lifestyle.

Breakfast by the beach in the morning, spend the day enjoying the foreshore, retreat to the balcony for afternoon drinks, then stroll into Cowes to discover your favourite restaurant in the evening. With everything Cowes and Phillip Island has to offer within easy reach, there is little need to get in the car.

For boating enthusiasts, there is also the potential to arrange your own boat mooring directly in front of the property, adding another exceptional dimension to this already remarkable lifestyle.

Whether envisioned as a permanent family residence, an extraordinary beach house or a private retreat designed to bring family and friends together, this is a home with room for everyone and every occasion.

Six bedrooms. Three bathrooms. Powder room. Multiple living zones. Exceptional construction. North-facing foreshore position. Direct beach access.

Opportunities of this calibre are extraordinarily rare in Cowes — and a location such as this cannot be recreated or replaced.

Unprecedented luxury. An irreplaceable position. An exceptional Cowes lifestyle.

Type: House
Bedrooms: 4
Bathrooms: 3
Parkings: 4
Area: 350 m²
House Size: 349.99 m²

Map & nearby places — 3/1-5 Steele Street, Cowes, Vic 3922

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3/1-5 Steele Street, Cowes, Vic 3922

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