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1/3 Francis Street, Cardiff South, NSW 2285 For Sale
1/3 Francis Street, Cardiff South, NSW 2285 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Image 1/3 Francis Street, Cardiff South, NSW 2285-Floorplan 1/3 Francis Street, Cardiff South, NSW 2285-Floorplan

1/3 Francis Street, Cardiff South, NSW 2285

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Villa
Type
2
Bedrooms
1
Bathrooms
1
Parkings
170 m²
Area

Published on Friday, July 10, 2026 ( See property details for 1/3 Francis Street, Cardiff South, NSW 2285)

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  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A modern, low-maintenance freestanding villa in a prime location, offering comfort, privacy, and convenience for first home buyers, downsizers, or investors.

🏡 Property Highlights

  • Freestanding villa with no neighbour on one side and a single-level layout for easy living.
  • Private, secure covered rear terrace ideal for outdoor entertaining.
  • Modern split-system air conditioning and new flooring enhance comfort and style.
  • Convenient internal access from the single garage and mirrored robes in both bedrooms.
  • Prime location close to Lake Macquarie, Warners Bay cafes, and essential amenities.
  • Solid brick-and-tile construction with low-maintenance design perfect for downsizers or investors.

✨ Key Features

  • Air Conditioning
  • Outdoor Area
  • Built-in Robes
  • Garage
  • Open-Plan Living
  • Ceiling Fans
  • Security Screens / Gates
  • Fly Screens
  • Waterfront / Views
  • Low-Maintenance Yard

Cardiff South is a thriving suburb renowned for its convenient access to Lake Macquarie, vibrant cafes, and retail precincts. It offers excellent transport links, proximity to schools and medical facilities, and a growing community atmosphere. The area combines relaxed lakeside living with urban convenience, making it ideal for families, downsizers, and investors alike.

What is the condition of the property and does it require any immediate repairs?
The property is well-maintained with new flooring and modern fixtures, and it is move-in ready with no immediate repairs needed.
Is there scope to modernise or renovate the villa in the future?
Yes, the villa holds scope for modernisation at your leisure, allowing you to personalise the space over time.
What are the heating and cooling options available in the home?
The home features split-system air conditioning and ceiling fans throughout for year-round comfort.
How secure is the outdoor entertaining area?
The covered alfresco area is secure and private, ideal for outdoor dining and relaxation.
What amenities and services are nearby?
The property is close to medical centres, supermarkets, transport, schools, and the vibrant waterside cafes of Warners Bay.
Are there any upcoming strata levies or special assessments that could affect the property's costs? Has the property been tested for any potential flood or bushfire risks in the area? Are there any planning or development applications nearby that could impact the property’s privacy or value? Is there any history of structural issues or repairs needed for the villa? Are there any easements, zoning restrictions, or covenants that buyers should be aware of? What are the total ongoing costs including council rates, water rates, and strata levies? Is the property compliant with all local building codes and regulations? Are there any planned infrastructure projects or construction works in the vicinity? What is the history of the property's ownership and any previous renovations? Are there any restrictions or conditions related to pets or outdoor use?

1/3 Francis Street, Cardiff South, NSW 2285 - More Details

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Tucked away from the road at the rear of this complex, and freestanding on one side, this warm and inviting villa delivers all the comfort you want without the upkeep you don't, and spans a single level with one small step front and rear. It's ready to enjoy as-is, while still holding scope to modernise at leisure.

Light and airy living zones benefit from air conditioning with new flooring in the lounge and hard-wearing tiles in the sunny kitchen and dining areas. A covered rear terrace will quickly become your go-to spot for morning coffee, alfresco dinners and everything in between – it's private, generous and secure. Two bedrooms rest on a separate wing alongside the bathroom, keeping sleeping zones quiet and convenient. The kitchen features a breakfast bar and plenty of prep and storage space, both bedrooms include a mirrored robe to keep life clutter-free, and internal access from the single garage boosts practicality.

Growing in popularity thanks to its proximity to Lake Macquarie and the hustle and bustle of Cardiff, this address combines daily convenience with lifestyle appeal – it's no wonder the suburb is booming. First home buyers, downsizers or investors will instantly recognize the value in the home and its central location.

- Solidly built brick-and-tile villa with no neighbour on one side and the garage as a common wall
- Hybrid timber flooring and split-system air conditioning appoint the lounge room
- Neat-as-a-pin kitchen with room to move, adjoins the dining area for convenience
- Both bedrooms feature a mirrored robe and share the spotless bathroom (with bath and separate shower)
- Cooling ceiling fans through most of the home for a gentle breeze year-round
- Covered and secure alfresco setting for outdoor dining, morning catch-ups and relaxation
- Minutes from the vibrant waterside cafes and retail strip of Warners Bay
- Close to medical centres, supermarkets, transport, schools and essential services

Council Rates $1,348 p/a approx.
Water Rates $842 p/a approx. (Excl usage)
Rental Estimate $500 - $550 p/w
Strata Levies $855 p/quarter approx.

Disclaimer:
We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.
Type
Villa
Bedrooms
2
Bathrooms
1
Parkings
1
Area
170 m²

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