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23 Banyan Street, Officer, Vic 3809 For Sale
23 Banyan Street, Officer, Vic 3809 23 Banyan Street, Officer, Vic 3809-Image 23 Banyan Street, Officer, Vic 3809-Image 23 Banyan Street, Officer, Vic 3809-Image 23 Banyan Street, Officer, Vic 3809-Image 23 Banyan Street, Officer, Vic 3809-Image 23 Banyan Street, Officer, Vic 3809-Image 23 Banyan Street, Officer, Vic 3809-Image

23 Banyan Street, Officer, Vic 3809

$459,030 - HTBS

House
Type
4
Bedrooms
2
Bathrooms
2
Parkings
294 m²
Area

Published on Wednesday, October 14, 2026 ( See property details for 23 Banyan Street, Officer, Vic 3809)

$459,030 - HTBS

Pratap Singh - Real Estate Agent - Sap Property and Homes - SOUTHBANK
Pratap Singh Licensed Real Estate Agent
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  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A modern, energy-efficient 4-bedroom house and land package in Officer, offering a low deposit option and turnkey inclusions for first home buyers.

🏡 Property Highlights

  • Affordable house and land package with just a 2% deposit thanks to the Help to Buy Scheme
  • Modern 7-star energy rated home with energy-efficient features and solar panels
  • Fully turnkey package including landscaping, fencing, and high-quality finishes
  • Prime location in Officer with easy access to amenities and construction starting within 90 days
  • No stamp duty for first home buyers and $10,000 FHOG available
  • Contemporary design with 4 bedrooms, 2 bathrooms, 2 living areas, and alfresco entertaining

✨ Key Features

  • Split System in Living area & Master bedroom
  • Dishwasher
  • Tiled Shower bases to Ensuite & Bathroom
  • Built in Laundry cabinet with stone Benchtop
  • Flyscreen
  • Fencing
  • Driveway
  • Landscaping
  • Solar PV system
  • Ceiling height 2590mm

Officer is a thriving suburb offering excellent amenities, parks, and schools, making it ideal for families and first home buyers. Its convenient location provides easy access to Melbourne and surrounding areas, with a strong community vibe and modern infrastructure. The area boasts a range of recreational facilities, shopping centres, and public transport options, ensuring a comfortable and connected lifestyle. With new developments and quality housing options, Officer is an attractive choice for those seeking a modern, affordable home. The suburb’s growth prospects and family-friendly environment make it a smart investment for the future.

What are the energy efficiency features of this home?
This home has a 7-star energy rating, includes a 3kW solar PV system, and features modern insulation and high-quality windows to reduce energy consumption.
Is the property suitable for first home buyers?
Yes, this property is ideal for first home buyers, offering a low deposit option, no stamp duty, and the $10,000 FHOG grant, making homeownership more accessible.
What inclusions are part of the turnkey package?
The package includes landscaping, fencing, driveway, high-quality finishes, appliances, window treatments, and all necessary site works, ensuring a move-in ready home.
When does construction start?
Construction is scheduled to commence within 90 days after permits are obtained following settlement.
Can I make changes to the design?
Yes, changes are allowed at no extra cost, giving you flexibility to personalise your new home.
Are there any additional costs not included in the fixed price contract, such as legal fees or government charges? What are the specific zoning and planning restrictions for this property? Are there any upcoming developments or construction projects nearby that could affect the area? Is the property located in a flood or bushfire-prone zone? Are there any easements or covenants on the land that could impact future development or use? What is the current status of the land title and are there any outstanding permits or approvals? Are there any restrictions on renting out the property in the future? What is the long-term maintenance plan for the property and included features? Is there any ongoing strata or community title management involved? Are there any known issues with the property or land, such as termite risk or structural defects?

23 Banyan Street, Officer, Vic 3809 - More Details

$459,030 - HTBS

Home Ownership Could Be Closer Than You Think


Have you been putting off buying because you thought you needed a huge deposit?

With the Australian Government's Help to Buy Scheme, eligible buyers may be able to purchase H&L package with as little as a 2% deposit.

Whether you're a first home buyer looking to stop renting or simply exploring your options, now is the perfect time to discover what's possible.


This home comes with 4BED - 2BATH - 2LIVING - ALFRESCO - DOUBLE GARAGE.



Buy This Home with Just a 2% Deposit!

Purchase Price: $765,050

Your contribution could be:

Your Deposit: $26,950
Your Home Loan: $432,080 (58%)
Government Contribution: $306,620 (40%)

The key takeaway: You're only making repayments on the 58% home loan, not on the Government's 40% contribution (although the Government retains an equity interest in the property).

No Stamp Duty for FHB
Take advantage of the $10,000 FHOG
7 Star rating for better resale
Changes Allowed at No Extra Cost

Construction starts within 90 days for permits after settlement


Whats Included - FULL TURNKEY INCLUSIONS

Fixed site cost
Developers and Council Requirements
Brick Infills to Garage, Windows & Doors throughout.
900 Kitchen Appliances
3 Coat paint system
2590 ceiling height
Soft close throughout
12mm Laminate flooring and carpets to bedroom Tiles in wet area.
Dishwasher
20mm Stone to Kitchen, bathroom and Ensuite.
Double Glazed Window
Tiled Shower bases to Ensuite & Bathroom
Built in Laundry cabinet with stone Benchtop.
Down lights throughout.
Gas Ducted heating to Living areas and Bedrooms. (Excluding Wet Areas )
Split System in Living area & Master bedroom.
3Kw Solar PV system
2 TV Points - 2 Data Points.
Towel rail & Toilet Roll holder
Termite protection
7 Star energy rating included.
Flyscreen
Letter Box
Clothes Line
Fencing
Driveway
Front & Rear Landscaping



Act quickly! This package won't be around for long. For more info or to book an appointment, call or click 'Get in Touch' today!


WHY BUY THIS HOME AND LAND PACKAGE


This is a Fixed Price House & Land Package guaranteed!
NO SHOCKS / SURPRISES and HIDDEN COST for peace of mind.
No stamp Duty for FIRST HOME BUYERS. ( GREAT SAVINGS)
SUBJECT TO FINANCE Available.
Take Advantage of the $10,000 First Home Owners Grant. (FHOG)
The land is TITLED READY TO BUILD.
BUILDING will give you the BEST LIFESTYLE your budget can afford by letting you spend your budget on the areas of your home that will bring you the most happiness. ( THAT NEW FEEL).
More ENERGY - EFFICIENT and MODERN FEATURES.
NO Headache of Maintenance and Repairs.
Home on Display.
Fixed Price Contract Available for signing within 7 days.
This is a House and Land package not Constructed Yet.
Deal with ONE DEDICATED CONSULTANT throughout the whole process from initial deposit to all the stage so of construction, handover and post customer service for better service & Value.

We'll Help You:
Check your eligibility for the Help to Buy Scheme
Find a home that suits your budget and lifestyle
Connect you with experienced finance professionals
Make the buying process simple and stress-free


Book Your FREE Consultation Today
If you've been waiting for the right opportunity to own your first home, this could be it.
Contact Pat on 0421 035 533
Enquire today to receive:
FREE Help to Buy Eligibility Check
Current House & Land Packages
Available Completed Homes
First Home Buyer Information Pack

Your dream home may be closer than you think.

Disclaimer: Buy Your First Home with the Help to Buy Scheme
Purchase Price: $765,050
Shared Equity Contribution
Purchaser Contribution (Home Loan): 60%
Australian Government Contribution: 40%
Eligibility Requirements
To be eligible for the Help to Buy Scheme, applicants must:
Be at least 18 years of age.
Be an Australian citizen.
Have an annual taxable income of:
$103,000 or less for an individual applicant; or
$165,000 or less for single parents or joint applicants,
as shown on the ATO Notice of Assessment (NOA) for the previous financial year (FY2026).
Live in the property as their principal place of residence for as long as they participate in the scheme.
Not own, or beneficially own, any residential property in Australia or overseas at the time of purchase.
Limited exceptions apply for certain single parents who jointly own a property and intend to buy out the other owner's share or sell their existing interest.
Important Information
Investment properties are not eligible.
Renting out the property is not permitted while participating in the scheme.
Eligibility criteria, income limits, property price caps, lender requirements, Government participation limits and scheme availability apply.
Scheme availability is subject to change.
Price does not include any stamp duty, government, legal or bank charges. The land was available at the time of advertising. If you are first home buyer deduct $10,000 from the advertised purchase price (where applicable and subject to eligibility).
Type
House
Bedrooms
4
Bathrooms
2
Parkings
2
Area
294 m²
House Size
167.23 m²

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