107/3 Payne Street, Torquay, Vic 3228

$650,000 - $680,000

Apartment
Type
2
Bedrooms
1
Bathrooms
1
Parkings

Published on Wednesday, October 07, 2026 ( See property details for 107/3 Payne Street, Torquay, Vic 3228)

$650,000 - $680,000

Ben Smith Director / Licensed Estate Agent / Sales Manager
  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A modern, low-maintenance apartment with ocean views, situated in the heart of Old Torquay, perfect for coastal living or investment.

🏡 Property Highlights

  • Stunning ocean views from the balcony
  • Prime central location in Old Torquay
  • Low-maintenance lock-up-and-leave lifestyle
  • Secure undercover parking included
  • Spacious main bedroom with walk-in robe
  • Close to beaches, shops, cafes, and restaurants

✨ Key Features

  • Open-Plan Living
  • Built-in Robes
  • Balcony
  • Secure Parking
  • Waterfront / Views
  • Internal Laundry
  • Pet-Friendly
  • Floorboards
  • Ensuite
  • Dishwasher

Torquay is a vibrant coastal town renowned for its world-class surf breaks, stunning beaches, and lively cafes. Its central location offers easy access to shopping, dining, and outdoor activities, making it an ideal destination for both holidaymakers and residents seeking a relaxed seaside lifestyle. The area boasts a strong community vibe, excellent amenities, and breathtaking ocean vistas, all within close proximity to the Surf Coast’s natural attractions.

What are the main lifestyle benefits of living in this apartment?
This apartment offers a relaxed coastal lifestyle with stunning ocean views, easy access to beaches, cafes, and shops, and low-maintenance living ideal for holidays, weekends, or permanent residence.
Does the apartment have outdoor space?
Yes, the apartment features a balcony where you can enjoy beautiful ocean views throughout the year.
Is the apartment suitable for investment purposes?
Absolutely, its prime location, ocean views, and low-maintenance design make it an excellent investment opportunity with strong rental appeal.
What appliances are included in the kitchen?
The kitchen is equipped with quality Blanco appliances, stone benchtops, and ample storage space.
How close is the property to local amenities?
The property is within walking distance to shops, cafes, restaurants, beaches, and other local amenities, offering convenience and lifestyle flexibility.
Are there any upcoming strata or body corporate fees, and what do they cover? Has the property been recently renovated or updated, and are there any known defects? Are there any planning or development applications nearby that could affect the view or noise levels? Is the property compliant with all building and safety regulations? Are there any easements, zoning restrictions, or covenants that could impact future use or renovations? What are the total ongoing costs, including council rates, strata fees, and utilities? Is there any history of flooding or bushfire risk in this area? Are there any planned infrastructure projects or construction works in the vicinity? What are the terms of the lease or ownership, and are there any restrictions on pets or rentals? Is the property connected to all essential services, including high-speed internet and water supply?

107/3 Payne Street, Torquay, Vic 3228 - More Details

$650,000 - $680,000

Perfectly positioned in the heart of Old Torquay, this impressive apartment within the Whitewater complex delivers an enviable coastal lifestyle just moments from everything Torquay has to offer.
Offering the ideal combination of low-maintenance living, ocean views and an unbeatable location, the apartment features a spacious main bedroom with walk-in robe, plus a versatile second bedroom/study. The central bathroom includes a shower, vanity and toilet, while a separate second toilet provides added convenience for guests.
The open-plan living and dining area incorporates a gourmet kitchen with quality Blanco appliances, stone benchtops and plenty of storage, flowing seamlessly to the balcony where beautiful ocean views can be enjoyed throughout the year.
With secure undercover parking and an enviable position within easy walking distance of shops, cafes, restaurants, beaches and local amenities, you can leave the car behind and enjoy the best of central Torquay.
Just minutes from some of the Surf Coast's most renowned surf breaks, this is a genuine lock-up-and-leave property offering an exceptional base for weekends, holidays or permanent living.
Whether you're looking for a permanent home, low-maintenance coastal retreat, holiday base or investment, this apartment presents an outstanding opportunity to secure a slice of the Torquay lifestyle.
Type
Apartment
Bedrooms
2
Bathrooms
1
Parkings
1
House Size
91 m²

Price guide

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