103-105 Napier St, St Arnaud, Vic 3478

$395,000

House
Type
2
Bedrooms
1
Bathrooms
1
Parkings

Published on Wednesday, October 07, 2026 ( See property details for 103-105 Napier St, St Arnaud, Vic 3478)

$395,000

  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A versatile two-storey property in a prime main street location offering flexible residential and commercial options with vacant possession.

🏡 Property Highlights

  • Prime main street location with high visibility and accessibility
  • Versatile two-storey layout suitable for residential or commercial use
  • Fully operational commercial-style kitchen downstairs
  • Private upper-level residence with bedroom and lounge
  • Vacant possession available, ready for immediate occupancy or customization
  • Excellent opportunity for investors, owner-occupiers, or mixed-use development

✨ Key Features

  • Open-Plan Living
  • Built-in Robes
  • Waterfront / Views
  • Fully fenced
  • Security Screens / Gates
  • Floorboards
  • Pet-Friendly
  • Air Conditioning
  • Outdoor Area
  • Internal Laundry
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103-105 Napier St
St Arnaud, VIC 3478
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Vertical aerial view — 103-105 Napier St
103-105 Napier St — Vertical Aerial  •  St Arnaud, VIC 3478  •  Nearmap © 2026

St Arnaud is a vibrant regional town offering excellent connectivity, a strong community atmosphere, and diverse amenities. Its central location provides easy access to transport links, shopping, and recreational facilities. The area is ideal for those seeking a relaxed lifestyle with the convenience of urban services. With ongoing development and a welcoming environment, St Arnaud presents a promising opportunity for residents and investors alike.

Can the property be used for both residential and commercial purposes?
Yes, the property’s versatile layout allows for flexible use as a residence, retail space, café, or other commercial ventures, subject to relevant approvals.
What are the potential uses for the downstairs commercial-style kitchen?
The kitchen can support retail, café, pizza shop, or be reconfigured to suit your specific business needs.
Is the property suitable for first-time buyers or investors?
Absolutely, its flexible layout and prime location make it an attractive option for both owner-occupiers and investors seeking future development potential.
What is included in the vacant possession?
The property is offered with vacant possession, meaning it will be delivered empty and ready for immediate occupation or customization.
Are there any restrictions or zoning considerations for this property?
Zoning details should be confirmed with local council; the property’s mixed-use potential suggests flexible zoning, but due diligence is recommended.
Are there any existing planning or development restrictions that could affect future use or modifications? What are the ongoing costs associated with maintaining the property, including council rates and utilities? Are there any known issues with the structure, plumbing, or electrical systems? Is there any history of flooding, bushfire risk, or other environmental hazards in the area? Are there any easements, covenants, or zoning restrictions that could limit redevelopment or use? What are the nearby construction or development plans that might impact the property’s value or enjoyment?

103-105 Napier St, St Arnaud, Vic 3478 - More Details

$395,000

Offered with Vacant Possession. The vendor is keen to talk.
This versatile two-storey property is offered with vacant possession, presenting an excellent opportunity for buyers seeking a unique residential or mixed-use space in a prime main street location.
The upper level features a comfortable residence comprising a bedroom and lounge, providing a private and functional living area.
Downstairs includes a bathroom and a fully operational commercial-style kitchen, offering flexibility for a range of future uses in retail café, Pizza shop, or the option to reconfigure to suit your own needs.
Positioned in a busy main street, the property benefits from strong visibility and accessibility, making it an appealing choice for owner-occupiers, investors, or those looking for a distinctive second home. With its adaptable layout and sought-after location, this property offers scope to add value and tailor the space to your vision.
Whether you're looking for a unique residential setup or a flexible property with future potential, this is an opportunity not to be missed.
Contact the selling agent now!
Type
House
Bedrooms
2
Bathrooms
1
Parkings
1

Price guide

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