For Sale

12 Ryans Road, Umina Beach, NSW 2257

Name: Inspection
Start: 2026-10-24T13:00:00+10:00
End: 2026-10-24T13:30:00+10:00
Location: 12 Ryans Road, Umina Beach, NSW 2257

$1,200,000

House

Type

Bedrooms

Bathrooms

Parkings

560 m²

Area

Published on Wednesday, October 21, 2026 ( See property details for 12 Ryans Road, Umina Beach, NSW 2257)

$1,200,000

Andrew Persiani Licensee In Charge | Sales Consultant

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Matthew Hunt Assistant Agent

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AI Property Insight

AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A versatile dual-unit home on a spacious 560 sqm block, offering excellent investment or family living opportunities with future development potential.

🏡 Property Highlights

Dual-unit configuration ideal for intergenerational living or investment income
Potential for Granny Flat development with rear lane access (STCA)
Spacious 560 sqm block in a sought-after location
Separate private access for upstairs and downstairs units
Current combined rental income of $910 per week
Flexible layout with 5 bedrooms and 2 bathrooms

✨ Key Features

Built-in Robes
Garage
Open-Plan Living
Waterfront / Views
Outdoor Area
Security Screens / Gates
Pet-Friendly
Fully Fenced
Water tank
NBN / High-Speed Ready

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12 Ryans Road

Umina Beach, NSW 2257

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Suburb and Property Insights of Umina Beach, NSW 2257

Umina Beach is a vibrant coastal suburb renowned for its beautiful beaches, relaxed lifestyle, and strong community spirit. It offers excellent amenities, outdoor recreational activities, and convenient access to Sydney, making it ideal for families and investors seeking a seaside lifestyle with growth potential. The area features a mix of established homes and development opportunities, supported by local shops, schools, and transport links.

Frequently Asked Questions

What are the current rental yields for this property?

The current rental income is approximately $910 per week, with $530 from the downstairs unit and $380 from the upstairs unit, providing a strong rental return.

Is there potential for future development or subdivision?

Yes, the property has rear lane access and potential for Granny Flat development (subject to council approval), offering future growth opportunities.

What is the condition of the property and its units?

The property is well-maintained, with functional layouts in both units, suitable for immediate occupancy or rental.

Are there any restrictions or covenants on the property?

Potential development is subject to council approval, and any restrictions should be confirmed with local planning authorities.

What amenities and services are available nearby?

Umina Beach offers local shops, schools, parks, and transport options, providing a convenient coastal lifestyle.

What to ask about this property to agent?

Are there any planning or zoning restrictions that could affect future development or subdivision plans? Has the property been inspected for structural issues or pests? Are there any easements or covenants registered on the title that could impact use or development? What are the council rates and any additional levies or fees? Is there any history of flooding or bushfire risk in this area? Are there any upcoming council or community projects that could affect the neighbourhood? What are the terms of the current lease agreements, and are there any rent increases scheduled? Are there any known issues with the rear lane access or potential development site? Is the property compliant with all building codes and regulations? Are there any restrictions on pet ownership or other covenants in the area?

12 Ryans Road, Umina Beach, NSW 2257 - More Details

$1,200,000

Providing flexibility in its two separate units, this large home accommodates intergenerational living or investors looking for dual income with the possibility to value add also with rear lane access for Granny Flat development (Subject to council approval).

The downstairs unit includes a spacious home with 3 bedrooms (each with built-in wardrobes), generous living area, practical kitchen and single garage
The upstairs unit includes 2 bedrooms, open plan kitchen and living area plus bathroom, all privately accessible.

Whether you're looking to live in one unit and rent out the other, accommodate a larger family or invest in a property with plenty of scope for future possibilities, this is an opportunity worth exploring. Call today to secure your viewing.

Land Size approximately 560sqm

Current rent
Downstairs $530pw
Upstairs $380pw

Disclaimer: We have obtained all information herein from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.

Type: House
Bedrooms: 5
Bathrooms: 2
Parkings: 1
Area: 560 m²

Inspections times

Inspection Sat 24 Oct 1:00 pm

Saturday 24 October
1:00 pm - 1:30 pm

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Map & nearby places — 12 Ryans Road, Umina Beach, NSW 2257

Explore 12 Ryans Road, Umina Beach, NSW 2257 in 3D

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Costs and returns

Work out what this home could cost you, or earn you, using your own numbers. The calculators run in your browser and keep nothing you type.

School catchments

Government school zones this property is inside, from the outlines we hold. A zone can change, and being in a zone is not a guarantee of a place, so check with the school or the education department.

Brisbane Water Secondary College Umina Campus Catchment Government secondary school, 7-9, co-ed

Email Enquiry To Raine & Horne - Umina Beach & Woy Woy

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12 Ryans Road, Umina Beach, NSW 2257

$1,200,000

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12 Ryans Road, Umina Beach, NSW 2257

$1,200,000

Open on Saturday 24 October 1:00 pm | View All

AI Property Insight

🏡 Property Highlights

✨ Key Features

Suburb and Property Insights of Umina Beach, NSW 2257

Frequently Asked Questions

What to ask about this property to agent?

12 Ryans Road, Umina Beach, NSW 2257 - More Details

$1,200,000

Inspections times

Inspection Sat 24 Oct 1:00 pm

Map & nearby places — 12 Ryans Road, Umina Beach, NSW 2257

Explore 12 Ryans Road, Umina Beach, NSW 2257 in 3D

Map & nearby places — 12 Ryans Road, Umina Beach, NSW 2257

Costs and returns

School catchments

Email Enquiry To Raine & Horne - Umina Beach & Woy Woy

Andrew Persiani

Matthew Hunt

Explore More About Umina Beach

Help Us Maintain Accuracy: Report Data Errors