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14 Ernest Street, Lake Cathie, NSW 2445 For Sale
14 Ernest Street, Lake Cathie, NSW 2445 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Image 14 Ernest Street, Lake Cathie, NSW 2445-Floorplan

14 Ernest Street, Lake Cathie, NSW 2445

Price Guide $1,130,000 - $1,170,000

House
Type
4
Bedrooms
2
Bathrooms
3
Parkings
752 m²
Area

Published on Friday, September 25, 2026 ( See property details for 14 Ernest Street, Lake Cathie, NSW 2445)

Price Guide $1,130,000 - $1,170,000

Emily Dixon - Real Estate Agent - Lifestyle Group Laurieton
Emily Dixon Licensed Real Estate Agent & Executive Assistant to Lisa Dixon
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Lisa Dixon - Real Estate Agent - Lifestyle Group Laurieton
Lisa Dixon Licensed Real Estate Agent
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  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A beautifully renovated dual-level coastal home on a spacious corner block, offering versatile living spaces and stunning elevated views just steps from the beach and lake in Lake Cathie.

🏡 Property Highlights

  • Beautifully renovated dual-level home with coastal design features
  • Generous 751sqm corner block with dual street access and room for boat or caravan
  • North-east facing elevated balcony with coastal views
  • Versatile lower level with kitchenette, two bedrooms, and private living area
  • Prime location just steps from the beach, lake foreshore, and shops
  • Stylish designer kitchen with granite benchtops and engineered oak floors

✨ Key Features

  • Balcony
  • Built-in Robes
  • Open-Plan Living
  • Garage
  • Outdoor Area
  • Waterfront / Views
  • Ensuite
  • Security Screens / Gates
  • Fly Screens
  • Pet-Friendly
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14 Ernest Street
Lake Cathie, NSW 2445
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Vertical aerial view — 14 Ernest Street
14 Ernest Street — Vertical Aerial  •  Lake Cathie, NSW 2445  •  Nearmap © 2026

Lake Cathie offers a relaxed coastal lifestyle with pristine beaches, scenic lake foreshore, and convenient shopping options. The suburb is renowned for its family-friendly environment, outdoor recreational activities, and easy access to Port Macquarie. Its vibrant community and natural beauty make it an ideal location for those seeking a peaceful yet active lifestyle. With excellent walkability to local amenities and outdoor spaces, Lake Cathie is perfect for beach lovers and nature enthusiasts alike.

What is the layout of the lower level, and can it be used for guests or a home-based business?
The lower level features two bedrooms, a bathroom, a separate WC, a private living area, and a built-in kitchenette, making it ideal for guests, extended family, or a home-based business.
What are the outdoor entertaining options available with this property?
The property boasts a north-east facing elevated balcony perfect for morning coffee and afternoon drinks, as well as a level backyard with a fire pit, ideal for outdoor gatherings and family fun.
Is there potential for rental income or Airbnb use?
Yes, the versatile lower level with its separate entrance and amenities offers potential for Airbnb or long-term rental income, subject to STCA approval.
What are the key features of the kitchen and living areas?
The upstairs kitchen features 2-pak cabinetry, granite benchtops, brushed bronze finishes, and a circular fluted island, complemented by raked ceilings and engineered oak floors in the open-plan living and dining areas.
How close is the property to local amenities and outdoor recreation?
Shops are directly across the road, the beach and lake foreshore are within walking distance, and Port Macquarie is just a 20-minute drive away.
Are there any upcoming council or development plans in the area that could affect the property’s value or lifestyle? Has the property been inspected for any structural issues or pest infestations, especially given its age and renovations? Are there any easements, zoning restrictions, or planning overlays that could impact future modifications or extensions? What are the details regarding the property's compliance with building codes, especially for the dual-level renovation? Is there any history of flooding or bushfire risk in this area that buyers should be aware of? Are there any strata or community title considerations, or is this a freehold property? What are the ongoing costs, including council rates and potential maintenance for the outdoor areas? Are there any restrictions or covenants on the use of the land or building modifications? Is the property connected to all essential services, including high-speed internet and water supply? Are there any planned or ongoing construction projects nearby that could impact noise levels or views?

14 Ernest Street, Lake Cathie, NSW 2445 - More Details

Price Guide $1,130,000 - $1,170,000

Set on a generous 751sqm corner block in one of Lake Cathie's most sought-after streets, this beautifully renovated dual-level home is all about easy coastal living.

From the moment you arrive, the stone and vertical timber detailing, lush gardens and impressive street presence set the tone.

Inside, the lower level brings plenty of flexibility. Two bedrooms, a bathroom, separate WC, private living area and built-in kitchenette create the perfect space for guests, teenagers, extended family or a home-based business. Airbnb potential is also on the table (both STCA).

Upstairs is where the coastal vibe really comes to life. Raked ceilings, engineered oak floors and plenty of natural light flow through the open-plan living, dining and kitchen. The beautifully appointed kitchen features 2-pak cabinetry, granite benchtops, brushed bronze finishes and a gorgeous circular fluted island.

Then there's the balcony. North-east facing, elevated and made for morning coffee, afternoon drinks and those moments when you stop and remember just how lucky you are to live by the coast.

The main bedroom opens directly onto the balcony, with a second bedroom and beautiful three-way bathroom completing the upper level.

Outside, the backyard is made for good times. Fire up the pit, gather the crew, let the kids loose on the lawn and settle in for another spectacular Lake Cathie sunset.

And the location is hard to beat. Shops are right across the road, the beach is just steps away and the lake foreshore is an easy stroll. Beautifully renovated. Exceptionally versatile. And perfectly placed for the coastal lifestyle you've been waiting for.

Special Features:
- 751sqm corner block with dual street access
- Beautifully renovated dual-level home
- Four bedrooms
- Two bathrooms + separate WC
- Two living areas
- Lower-level kitchenette
- North-east facing coastal balcony
- Elevated coastal views
- Designer kitchen
- Engineered oak flooring & raked ceilings
- Oversized double garage + carport
- Circular driveway & room for boat or caravan
- Level backyard with fire pit
- Shops directly across the road
- Walk to beach and lake
- 20 min Drive to Port Macquarie

Property Details:
Council Rates: $3,600 PA
Land Size: 752 sqm
Rental Potential: On Request

DISCLAIMER: The information contained in the advertising of this property is based on information provided to the agents, and the vendor and agents expressly disclaim any liability arising therefrom. The accuracy of the information cannot be guaranteed, and prospective purchasers should make their own enquiries and form their own judgement as to these matters.
Type
House
Bedrooms
4
Bathrooms
2
Parkings
3
Area
752 m²
House Size
178 m²

Map & nearby places — 14 Ernest Street, Lake Cathie, NSW 2445

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