20 Mckenzie Road, Cowes, Vic 3922

$795,000 - $845,000

House
Type
4
Bedrooms
2
Bathrooms
2
Parkings
743 m²
Area

Published on Wednesday, October 14, 2026 ( See property details for 20 Mckenzie Road, Cowes, Vic 3922)

$795,000 - $845,000

  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A charming coastal home with a versatile floorplan, self-contained wing, and prime proximity to Cowes Beach, perfect for relaxed seaside living or investment.

🏡 Property Highlights

  • Self-contained detached wing with additional bedroom and living space
  • Prime location just moments from Cowes Beach and Jetty
  • Charming coastal character with established gardens and tropical palms
  • Flexible open-plan living and dining area with soaring exposed beams
  • Versatile property suitable for residence, holiday retreat, or investment
  • Spacious outdoor decking perfect for entertaining

✨ Key Features

  • Open-Plan Living
  • Built-in Robes
  • Dishwasher
  • Split System Air Conditioning
  • Outdoor Area
  • Ceiling Fans
  • Water tank
  • Garden / courtyard
  • Fireplace
  • Secure Parking
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20 Mckenzie Road
Cowes, VIC 3922
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Vertical aerial view — 20 Mckenzie Road
20 Mckenzie Road — Vertical Aerial  •  Cowes, VIC 3922  •  Nearmap © 2026

Cowes offers a vibrant coastal lifestyle with beautiful beaches, a lively café and shopping scene, and scenic waterfront views. The area is ideal for outdoor activities, family living, and holiday retreats, all within close proximity to Phillip Island’s natural attractions and community amenities.

Is the property suitable for holiday rentals or short-stay accommodation?
Yes, the flexible floorplan and self-contained wing make it ideal for short-stay accommodation or holiday rentals, subject to council approvals.
What are the year-round comfort features of the home?
The property is equipped with split system air conditioning and a wood fire, ensuring comfort in all seasons.
Does the property have outdoor entertaining spaces?
Yes, the spacious decking area is perfect for summer barbecues, entertaining, or relaxing outdoors.
Are there any additional storage options on the property?
The property features established gardens and mature trees, providing ample outdoor space, and the home includes built-in robes for internal storage.
Is the property suitable for families or extended family living?
Absolutely, the detached wing with its own bathroom and living space offers excellent flexibility for extended family or guests.
Are there any existing planning or building approvals required for the detached wing? What are the ongoing maintenance costs for the established gardens and mature trees? Is there any history of flooding or bushfire risk in this area? Are there any restrictions or easements affecting the property? What are the council rates and potential strata or body corporate fees, if applicable? Are there any upcoming development plans or construction projects nearby that could impact the property? Is the property compliant with current building codes and safety standards? Are there any known issues with the water tank or drainage systems? What are the noise levels and neighbour relations in this coastal area? Is the property connected to all essential utilities and services, including high-speed internet?

20 Mckenzie Road, Cowes, Vic 3922 - More Details

$795,000 - $845,000

Just a short stroll from the cafés, shops and Cowes Jetty, and an even shorter walk to the beautiful bay foreshore, this light-filled beach house offers the perfect combination of relaxed coastal living and everyday convenience. Whether you're seeking a permanent residence, holiday retreat or investment opportunity, this versatile property has plenty to offer.

Set behind a classic white picket fence and surrounded by established gardens, the home welcomes you with a charming front deck and French doors opening into a spacious open-plan living and dining area. Soaring white exposed beams, warm timber floors and generous windows create a bright, airy atmosphere with a relaxed coastal feel.

The well-appointed kitchen features a freestanding stove, dishwasher, stainless steel fridge and breakfast bench with stools, while a wood fire and split system air conditioning provide year-round comfort. Three bedrooms are positioned off the main living area and serviced by a central bathroom/laundry and separate toilet.

A standout feature is the detached, self-contained wing, connected to the main residence by a generous central deck. Complete with an additional bedroom, versatile second living area or bedroom, and its own bathroom, this flexible space is ideal for extended family, guests, teenagers or potential short-stay accommodation.

Outside, the spacious decking provides the perfect setting for summer barbecues, entertaining or simply relaxing amongst the established gardens, mature trees and tropical palms. A private driveway also offers convenient off-street parking.

With its charming coastal character, flexible floorplan and enviable position just moments from the beach and central Cowes, this is a wonderful opportunity to secure your own slice of Phillip Island living.
Type
House
Bedrooms
4
Bathrooms
2
Parkings
2
Area
743 m²
House Size
121 m²

Price guide

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in compliance with Estate Agents Act 1980

Inspections times

  • Inspection Sat 17 Oct 1:00 pm

    Saturday 17 October
    1:00 pm - 1:20 pm
Thank you for submitting your reminder request.

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