28 Ernest Street, Belmont, NSW 2280

$1,060,000

House
Type
3
Bedrooms
2
Bathrooms
3
Parkings
400 m²
Area

Last updated on Thursday, June 18, 2026 ( See property details for 28 Ernest Street, Belmont, NSW 2280)

$1,060,000

  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A beautifully maintained character-filled cottage with versatile MU1 zoning, dual street access, and seamless indoor-outdoor living in the heart of Belmont, ideal for families, retirees, or business owners seeking flexibility and lifestyle convenience.

🏡 Property Highlights

  • Rare dual street access with versatile site layout
  • Exceptional MU1 Mixed Use zoning offering future development potential
  • Classic cottage façade with charming picket fence and elevated ceilings
  • Spacious, light-filled open-plan living connecting seamlessly to outdoor alfresco
  • Multiple large bedrooms with built-in robes and high ceilings
  • Prime central Belmont location close to lake, shops, and beaches

✨ Key Features

  • Outdoor Area
  • Built-in Robes
  • Open-Plan Living
  • Waterfront / Views
  • Security Screens / Gates
  • Fly Screens
  • NBN / High-Speed Ready
  • Extra Storage (Shed/Linen)
  • Garage / Secure Parking
  • Outdoor Area / Balcony

Belmont offers a vibrant lakeside community with excellent amenities, including shopping precincts, cafés, and recreational facilities. Its central location provides easy access to Newcastle, beaches, and outdoor activities. The suburb combines relaxed coastal living with strong growth potential, making it ideal for families, retirees, and entrepreneurs alike. With walkable streets and a friendly atmosphere, Belmont is a highly desirable place to call home.

What are the main lifestyle benefits of this property?
This property offers a relaxed, low-maintenance lifestyle with spacious indoor and outdoor living, walkable access to local amenities, and proximity to beaches and outdoor recreation.
Is the property suitable for a home-based business?
Yes, with MU1 zoning and a versatile layout, the property is well-suited for home-based businesses, consulting rooms, or studio use, subject to council approval.
What are the key features of the outdoor living spaces?
The property features a large covered alfresco area, paved courtyards, low-maintenance lawn, and side access, ideal for entertaining and outdoor activities.
How is the property connected to essential services?
The home is equipped with NBN/high-speed internet, security screens, and a functional rear laundry with a second bathroom, supporting modern living needs.
What is the condition of the property and recent updates?
The property is well-maintained with polished timber floors, ornate ceilings, and a thoughtfully designed layout, offering a blend of character and practicality.
Are there any restrictions or covenants associated with the MU1 zoning that could affect future development or use? Has the property been tested for flood or bushfire risks given its location and flat block? Are there any upcoming planning or construction projects nearby that could impact the property’s value or enjoyment? What are the total costs involved in maintaining the outdoor areas and any potential future upgrades? Are there any easements or underground services that could limit the use of the dual street access or outdoor space? Is the property compliant with all council regulations, and are there any outstanding permits or approvals required for current or future use? What are the strata or body corporate considerations if any shared facilities or common areas are involved? Are there any known defects or issues with the property’s structure, roof, or services? What are the long-term zoning plans for the area that could influence future development or value? Is there any history of flooding, drainage issues, or environmental concerns on the site?

28 Ernest Street, Belmont, NSW 2280 - More Details

$1,060,000

Type
House
Bedrooms
3
Bathrooms
2
Parkings
3
Area
400 m²
House Size
118 m²
Study
1

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