320 Ocean Beach Road, Umina Beach, NSW 2257

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House
Type
3
Bedrooms
2
Bathrooms
1
Parkings

Published on Wednesday, October 21, 2026 ( See property details for 320 Ocean Beach Road, Umina Beach, NSW 2257)

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  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A charming character-filled family home with versatile studio, excellent location, and income potential in Umina Beach.

🏡 Property Highlights

  • Character-filled three-bedroom family home with timeless charm
  • Separate rear studio offering versatile living or business potential
  • Prime corner block with dual street frontage for maximum space and accessibility
  • Established low-maintenance gardens and outdoor entertaining areas
  • Convenient location just 140 metres from Lone Pine Mall and three minutes to the beach
  • Current rental income of $1,955 per month providing investment opportunity

✨ Key Features

  • Built-in Robes
  • Outdoor Area
  • Open-Plan Living
  • Shed
  • Waterfront / Views
  • Garage / Secure Parking
  • Outdoor Area / Balcony
  • Floorboards
  • Security Screens / Gates
  • Pet-Friendly
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320 Ocean Beach Road
Umina Beach, NSW 2257
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Vertical aerial view — 320 Ocean Beach Road
320 Ocean Beach Road — Vertical Aerial  •  Umina Beach, NSW 2257  •  Nearmap © 2026

Umina Beach offers a relaxed coastal lifestyle with beautiful beaches, vibrant local amenities, and a friendly community. The area features convenient access to shopping centres, cafes, and medical facilities, making it ideal for families and professionals alike. With its charming character homes and leafy streets, Umina Beach combines seaside living with everyday convenience. The suburb is well-connected, providing easy access to major transport routes and outdoor recreational activities. It’s a sought-after location for those seeking a balanced lifestyle close to nature and amenities.

What are the potential uses for the rear studio?
The rear studio can be utilised as an extended family space, teenage retreat, home office, or converted back into a garage or workshop, offering flexible options to suit your needs.
Is the property suitable for investment purposes?
Yes, the property currently generates a rental income of $1,955 per month, making it an attractive investment opportunity with potential for future growth.
What outdoor living spaces are available?
The property features paved courtyard and patio areas, ideal for outdoor entertaining and relaxing in established, low-maintenance gardens.
How accessible is the property for daily amenities?
The property is just a short 140-metre walk to Lone Pine Mall, with nearby cafes, restaurants, medical facilities, and essential services, providing excellent convenience.
What recent updates have been made to the property?
The property features an updated Colourbond roof, ensuring peace of mind and longevity for years to come.
Are there any zoning restrictions or easements affecting the property? What are the council rates and any additional levies? Are there any known issues with the property’s structure or systems? Is there any history of flooding or bushfire risk in the area? Are there any upcoming development plans or construction nearby that could impact the property’s value or lifestyle?

320 Ocean Beach Road, Umina Beach, NSW 2257 - More Details

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Brimming with cottage charm and character, this appealing three-bedroom, two-bathroom family home offers comfortable living with the added versatility of a separate rear studio. Set on a corner block with dual street frontage, the property provides excellent additional off-street parking, easy access and exciting potential for a range of buyers.

Inside, the main residence showcases beautiful Cyprus hardwood timber floors and ornate decorative cornices throughout, adding warmth and timeless appeal. The practical floorplan features a welcoming living area flowing through to an eat-in kitchen, while established gardens, a leafy front lawn and paved outdoor areas create a relaxed setting. Currently leased to long-term tenants ($1,955 per month), the main home provides an established rental income.

Privately positioned at the rear, the studio features open-plan living and kitchen facilities and an adjoining bathroom. This versatile space presents a wealth of possibilities, whether utilised for extended family, a teenage retreat, a home office, or converted back to a garage/workshop space. With excellent drive-by visibility, it may also appeal to those seeking a home-based business.

Enjoying a convenient lifestyle location, the property is just an approximate 140-metre stroll to the new Lone Pine Mall, with IGA, cafe, restaurant, medical facility, a pharmacy and everyday essentials close at hand. The beach is also only a three-minute drive away, making this a fantastic opportunity to secure a character-filled home with flexibility, convenience and income potential.

Property Highlights:

* Three-bedroom main residence (currently utilised as four-bedroom) with built-in wardrobes and two bathrooms
* Practical kitchen with abundant storage and a convenient breakfast island
* Paved courtyard and patio areas, ideal for relaxed outdoor living
* Established, low-maintenance gardens and additional storage sheds
* Generous 474sqm corner block with dual street frontage, maximising the space & feeling like a much larger block
* Charming herringbone brick fencing enhancing the property's street appeal
* Updated Colourbond roof - peace of mind for many years to come
* Ample off-street parking with excellent accessibility

Type
House
Bedrooms
3
Bathrooms
2
Parkings
1

Map & nearby places — 320 Ocean Beach Road, Umina Beach, NSW 2257

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School catchments

Government school zones this property is inside, from the outlines we hold. A zone can change, and being in a zone is not a guarantee of a place, so check with the school or the education department.

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