4 Phillips Street, Cowra, NSW 2794

$570,000 - $595,000

House
Type
4
Bedrooms
3
Bathrooms
2
Parkings
725 mΒ²
Area

Published on Friday, July 03, 2026 ( See property details for 4 Phillips Street, Cowra, NSW 2794)

$570,000 - $595,000

  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A spacious, modern dual-level family home in a sought-after location, featuring versatile living spaces, a large yard, and contemporary amenities.

🏑 Property Highlights

  • Spacious dual-level family home with versatile rumpus room for entertainment or self-contained living.
  • Prime location close to schools, parks, and just 2 minutes to Cowra CBD.
  • Modern kitchen with freestanding gas oven, dishwasher, and seamless flow to large rear deck with views.
  • Four generously sized bedrooms with built-in wardrobes and a modernised ensuite in the main bedroom.
  • Ducted cooling, R/C split system air conditioning, and gas log fire heater for year-round comfort.
  • Huge fenced rear yard ideal for outdoor activities and family living.

✨ Key Features

  • Open-Plan Living
  • Outdoor Area
  • Built-in Robes
  • Dishwasher
  • Garage / Secure Parking
  • Air Conditioning
  • Security Screens / Gates
  • Fly Screens
  • Waterfront / Views
  • Open-Plan Living
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4 Phillips Street
Cowra, NSW 2794
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Vertical aerial view β€” 4 Phillips Street
4 Phillips Street — Vertical Aerial  •  Cowra, NSW 2794  •  Nearmap © 2026

Cowra is a vibrant regional town offering a strong community feel, excellent local amenities, and scenic surroundings. Key points include: proximity to schools and parks, a thriving local economy, a peaceful environment ideal for families, minimal vacancy rates ensuring rental stability, and a rich history with modern growth opportunities.

What are the main living areas and their features?
The property features a spacious open-plan living and dining area with ducted cooling, R/C split system air conditioning, and a gas log fire heater, seamlessly flowing to the modern kitchen and large rear deck.
Is the property suitable for entertaining or family gatherings?
Yes, the large rear deck and open-plan living spaces make it ideal for entertaining and family gatherings.
What is the condition of the kitchen and bathrooms?
The kitchen is modern with a freestanding gas oven and dishwasher, while the main bedroom has a modernised ensuite, and the family bathroom is well appointed.
Does the property have additional self-contained living space?
Yes, downstairs features a large rumpus room that can serve as a self-contained area with a bar/kitchenette and third bathroom.
What are the outdoor features and yard size?
The property boasts a large fenced rear yard, ideal for outdoor activities, with a spacious deck overlooking views.
Are there any upcoming council or planning developments in the area that could affect the property? What are the total ongoing costs, including council rates and maintenance? Are there any easements, zoning restrictions, or land use limitations on the property? Has the property been inspected for structural issues or pests? Are there any known issues with the property's foundation, roof, or plumbing? Is the property compliant with all building codes and regulations? Are there any planned or ongoing construction projects nearby that could impact noise or privacy? What are the terms of the current tenancy, and are there any restrictions on future use? Is there any history of flooding or bushfire risk in this area? Are there any strata or community title considerations, if applicable?

4 Phillips Street, Cowra, NSW 2794 - More Details

$570,000 - $595,000

The home is enormous, boasting a large open plan living dining and modern kitchen which flows out to a large deck plus 4bedrooms, 2bathrooms on the upper level, and downstairs has a huge rumpus which could be a self contained area with a bar/kitchenette, third bathroom, internal access to the double garage and great sized real lawn.

KEY PROPERTY FEATURES

β€’ Highly desired position, close to schools & parks while being some 2mins drive to the CBD
β€’ Brick and tile construction
β€’ The home carries over two levels, with the majority of the home at street level
β€’ Spacious living and dining room, with ducted cooling plus R/C split system air conditioning plus a gas log fire heater.
β€’ The open plan living room flows to the modern kitchen, with a freestanding gas oven and dishwasher, while overlooking the yard and opens out to the large rear deck, with great views.
β€’ This level of the home has 4 good sized bedrooms, with built ins and wardrobes, while the main bedroom has a modernised ensuite bathroom. A modernised family bathroom and separate toilet are well appointed to all rooms.

DOWNSTAIRS
β€’ A huge rumpus room provides space as a cinema / gym / or even a self-contained living room for in-law's etc.
β€’ This area has plenty of storage and a third bathroom, plus internal access to the double garage with automatic doors.
β€’ Huge laundry that opens out to the rear yard
β€’ Bar / kitchenette adjoins the rumpus area
β€’ R/C air conditioned
β€’ Large fenced rear yard
β€’ Cowra Shire Council land rates $556 pq
β€’ Land size 725m2

TENANT / INVESTMENT INFORMATION
β€’ RENTED $500PW (START 02.12.2025 - 12MONTHS ENDING 30.11.2026)
β€’ $500pw / $26,000 pa = 4.37 to 4.56% ROI
β€’ Cowra has a minimal 0.7% vacancy rates
β€’ 7.1% per year (10 year average) capital growth rate


LISTING AGENTS

Josh Keefe 0436 926 866
Tony Gahan 0428 637 049

AGRIPROPERTY.COM.AU
Type
House
Bedrooms
4
Bathrooms
3
Parkings
2
Area
725 mΒ²

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