55 Palomino Street, Armstrong Creek, Vic 3217

$414,191 - FTBS

House
Type
4
Bedrooms
2
Bathrooms
2
Parkings
299 m²
Area

Published on Tuesday, August 11, 2026 ( See property details for 55 Palomino Street, Armstrong Creek, Vic 3217)

$414,191 - FTBS

Pratap Singh Licensed Real Estate Agent
  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A modern, energy-efficient 4-bedroom house and land package in Armstrong Creek, offering affordable ownership with minimal deposit and turnkey inclusions.

🏡 Property Highlights

  • Affordable house and land package with just a 2% deposit under the Help to Buy Scheme
  • Modern 7-star energy rated home with energy-efficient features including solar panels
  • Turnkey inclusions such as fixed site costs, landscaping, fencing, and full interior finishes
  • Prime location in Armstrong Creek with construction starting within 90 days of permits
  • No stamp duty for first home buyers and access to the $10,000 First Home Owner Grant (FHOG)
  • Contemporary design with high ceilings, hybrid flooring, and quality appliances

✨ Key Features

  • Built in robes
  • Dishwasher
  • Open-Plan Living
  • Solar Panels
  • Water tank
  • Fly Screens
  • Ceiling Fans
  • Security Screens / Gates
  • Fully fenced
  • Outdoor Area

Armstrong Creek is a vibrant suburb offering modern amenities, excellent schools, and convenient access to Melbourne. It features parks, shopping centres, and a family-friendly community. The area is ideal for first home buyers seeking affordability and a quality lifestyle. With ongoing development, it promises strong growth potential and a welcoming environment for new residents.

What are the benefits of the Help to Buy Scheme for first home buyers?
The Help to Buy Scheme allows eligible buyers to purchase a home with as little as a 2% deposit, with the government contributing up to 40% of the purchase price through a shared equity arrangement, making homeownership more accessible.
What inclusions are provided with this house and land package?
The package includes fixed site costs, landscaping, fencing, full interior finishes, appliances, energy-efficient features, and turnkey construction ready for move-in.
Is the property suitable for families and first-time buyers?
Yes, the modern design, energy efficiency, and affordable pricing make it ideal for families and first-time buyers looking to establish a home in Armstrong Creek.
What are the ongoing costs associated with this property?
Ongoing costs include mortgage repayments on the home loan, council rates, utilities, and maintenance. The scheme also offers the benefit of no stamp duty for first home buyers.
Can I customize or make changes to the house design?
Changes are allowed at no extra cost prior to construction, providing flexibility to tailor the home to your preferences.
Are there any additional costs not included in the fixed price, such as legal fees, stamp duty, or government charges? What are the specific zoning and planning restrictions for this property? Are there any easements, covenants, or encumbrances affecting the land? Is the property located in a flood or bushfire-prone area? Are there any upcoming developments or construction projects nearby that could impact the property’s value or living environment? What is the current status of the land title and are there any outstanding permits or approvals required? Are there any strata or community title considerations if applicable? What are the long-term maintenance requirements for the property and included features? Is the property compliant with all building codes and energy efficiency standards? Are there any restrictions on renting out the property or using it as an investment?

55 Palomino Street, Armstrong Creek, Vic 3217 - More Details

$414,191 - FTBS

Home Ownership Could Be Closer Than You Think


Have you been putting off buying because you thought you needed a huge deposit?

With the Australian Government's Help to Buy Scheme, eligible buyers may be able to purchase H&L package with as little as a 2% deposit.*

Whether you're a first home buyer looking to stop renting or simply exploring your options, now is the perfect time to discover what's possible.


This home comes with 4BED - 2BATH - LIVING - DOUBLE GARAGE.



Buy This Home with Just a 2% Deposit!

Purchase Price: $680,318

Your contribution could be:

Your 2% Deposit: $13,806.36
Your Home Loan: $400,384.44 (58%)
Government Contribution: $276,127.20 (40%)

The key takeaway: You're only making repayments on the 58% home loan, not on the Government's 40% contribution (although the Government retains an equity interest in the property).

No Stamp Duty for FHB
Take advantage of the $10,000 FHOG
7 Star rating for better resale
Changes Allowed at No Extra Cost

Construction starts within 90 days for permits after settlement


Whats Included - FULL TURNKEY INCLUSIONS

Fixed site cost
Developers and Council Requirements
Brick Infills to Garage, Windows & Doors throughout.
900 Kitchen Appliances
3 Coat paint system
2590 ceiling height
Soft close throughout
8mm Hybrid flooring and carpets to bedroom Tiles in wet area.
Dishwasher
20mm Stone to Kitchen, bathroom and Ensuite.
Double Glazed Window
Tiled Shower bases to Ensuite & Bathroom
Built in Laundry cabinet with stone Benchtop.
Down lights throughout.
Gas Ducted heating to Living areas and Bedrooms. (Excluding Wet Areas )
5Kw Split System in Living area.
3Kw Solar PV system
2 TV Points - 2 Data Points.
Towel rail & Toilet Roll holder
Termite protection
7 Star energy rating included.
Flyscreen
Letter Box
Clothes Line
Fencing
Driveway
Front & Rear Landscaping



Act quickly! This package won't be around for long. For more info or to book an appointment, call or click 'Get in Touch' today!


WHY BUY THIS HOME AND LAND PACKAGE


This is a Fixed Price House & Land Package guaranteed!
NO SHOCKS / SURPRISES and HIDDEN COST for peace of mind.
No stamp Duty for FIRST HOME BUYERS. ( GREAT SAVINGS)
SUBJECT TO FINANCE Available.
Take Advantage of the $10,000 First Home Owners Grant. (FHOG)
The land is TITLED READY TO BUILD.
BUILDING will give you the BEST LIFESTYLE your budget can afford by letting you spend your budget on the areas of your home that will bring you the most happiness. ( THAT NEW FEEL).
More ENERGY - EFFICIENT and MODERN FEATURES.
NO Headache of Maintenance and Repairs.
Home on Display.
Fixed Price Contract Available for signing within 7 days.
This is a House and Land package not Constructed Yet.
Deal with ONE DEDICATED CONSULTANT throughout the whole process from initial deposit to all the stage so of construction, handover and post customer service for better service & Value.

We'll Help You:
Check your eligibility for the Help to Buy Scheme
Find a home that suits your budget and lifestyle
Connect you with experienced finance professionals
Make the buying process simple and stress-free


Book Your FREE Consultation Today

If you've been waiting for the right opportunity to own your first home, this could be it.

Contact Pat on 0421 035 533
Enquire today to receive:

FREE Help to Buy Eligibility Check
Current House & Land Packages
Available Completed Homes
First Home Buyer Information Pack

Your dream home may be closer than you think.

Disclaimer: Buy Your First Home with the Help to Buy Scheme
Purchase Price: $680,318
Shared Equity Contribution
Purchaser Contribution (Home Loan): 60%
Australian Government Contribution: 40%
Eligibility Requirements
To be eligible for the Help to Buy Scheme, applicants must:
Be at least 18 years of age.
Be an Australian citizen.
Have an annual taxable income of:
$103,000 or less for an individual applicant; or
$165,000 or less for single parents or joint applicants,
as shown on the ATO Notice of Assessment (NOA) for the previous financial year (FY2026).
Live in the property as their principal place of residence for as long as they participate in the scheme.
Not own, or beneficially own, any residential property in Australia or overseas at the time of purchase.
Limited exceptions apply for certain single parents who jointly own a property and intend to buy out the other owner's share or sell their existing interest.
Important Information
Investment properties are not eligible.
Renting out the property is not permitted while participating in the scheme.
Eligibility criteria, income limits, property price caps, lender requirements, Government participation limits and scheme availability apply.
Scheme availability is subject to change.
Price does not include any stamp duty, government, legal or bank charges. The land was available at the time of advertising. The $10,000 First Home Owner Grant has been deducted from the advertised purchase price (where applicable and subject to eligibility).
Type
House
Bedrooms
4
Bathrooms
2
Parkings
2
Area
299 m²
House Size
157 m²

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