For Sale

574 Settlement Road, Cowes, Vic 3922

$565,000 to $580,000

House

Type

Bedrooms

Bathrooms

Published on Saturday, August 22, 2026 ( See property details for 574 Settlement Road, Cowes, Vic 3922)

$565,000 to $580,000

View the agent price guide.

Greg Price Director / Licensed Estate Agent

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George Grigg Sales Agent

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AI Property Insight

AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A charming coastal home on Phillip Island offering established gardens, spacious living, and endless potential for personalisation.

🏡 Property Highlights

Prime coastal location just over 10 minutes from Red Rocks Beach
Established gardens with seasonal fruit trees including grapefruit, lemon, almond, nectarine, and apple
Light-filled open plan living and dining area
Three generously sized bedrooms with built-in robes
Potential to personalise and add value over time
Ideal for first home buyers, families, or holiday seekers

✨ Key Features

Built-in Robes
Open-Plan Living
Garden / courtyard
Water tank
Pet-Friendly
Fully fenced
Ceiling Fans
Waterfront / Views
Outdoor Area
Security Screens / Gates

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574 Settlement Road

Cowes, VIC 3922

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Suburb and Property Insights of Cowes, VIC 3922

Cowes is a sought-after coastal township renowned for its stunning beaches, vibrant local community, and relaxed seaside lifestyle. It offers excellent amenities, scenic walking trails, and a variety of cafes and attractions, making it an ideal location for families, holidaymakers, and those seeking a peaceful yet vibrant coastal environment.

Frequently Asked Questions

What is the condition of the property and are there any recent renovations?

The property is well-maintained with established gardens and offers a solid foundation for personalisation. While it is move-in ready, there are opportunities to update and add value over time.

What are the zoning and planning restrictions for this property?

The property is situated in a residential zone within Cowes, with no known restrictions that would impede typical residential use. For specific planning or development inquiries, please consult the local council.

Are there any known issues with flooding, bushfire risk, or other environmental hazards?

There are no known environmental hazards associated with this property. It is advisable to review local council reports for detailed risk assessments.

What are the council rates and ongoing costs?

Council rates and ongoing costs vary; please contact the local council or selling agent for the most current figures relevant to this property.

Is there any body corporate or strata management involved?

This property is a standalone house and does not involve any body corporate or strata management fees.

What to ask about this property to agent?

Are there any hidden costs or upcoming maintenance issues not disclosed? Has the property been affected by flooding or bushfire risks in recent years? Are there any planning or zoning restrictions that could impact future renovations? Is there any nearby construction or development planned that could affect the property? Are there any easements, covenants, or restrictions on the land?

574 Settlement Road, Cowes, Vic 3922 - More Details

$565,000 to $580,000

Set in the sought-after coastal township of Cowes, 574 Settlement Road presents an exceptional opportunity to secure your own slice of Phillip Island and embrace a lifestyle defined by nature, convenience and seaside charm.

Perfectly located just over a 10-minute stroll from the golden sands of Red Rocks Beach, this inviting property offers the ideal balance of relaxed coastal living and everyday practicality. Whether it's a morning walk along the shoreline, an afternoon at a local café, or exploring the many attractions that make Phillip Island so beloved, everything is within easy reach.

From the moment you arrive, the home's established gardens create a warm and welcoming impression. Enjoy views of the beautiful cherry blossom tree currently in bloom from the front porch, while seasonal harvests from the grapefruit, lemon and almond trees at the front and nectarine and apple trees at the rear add a unique touch of country-style living to this coastal retreat.

Inside, the home offers three generously sized bedrooms, each with built-in robes, complemented by a light-filled open plan living and dining area that forms the heart of the home. Comfortable as is, yet offering scope to personalise and add value over time, it provides an outstanding foundation for a variety of buyers.
Whether you're a first home buyer seeking an affordable entry into the Phillip Island market, an established family looking for space and lifestyle, or someone dreaming of a private beachside sanctuary for weekends and holidays, this property offers endless possibilities.

With its convenient Settlement Road location, established gardens and undeniable coastal appeal, 574 Settlement Road is more than just a home, it's an opportunity to create lasting memories and enjoy the very best of Phillip Island living.

Disclaimer: Whilst every care has been taken in preparing the above information, it is to be used as a guide only. Please refer to the appropriate legal documentation to complete your due diligence.

Type: House
Bedrooms: 3
Bathrooms: 1

Price guide

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574 Settlement Road, Cowes, Vic 3922

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