For Sale

59 Whyte St, Coleraine, VIC, 3315

Investment Opportunity Grand Bank Building with Dual Income Potential

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Bedrooms

Bathrooms

Parkings

Published on Tuesday, March 03, 2026 ( See property details for 59 Whyte St, Coleraine, VIC, 3315)

Dion McFarlane Licensed Estate Agent

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Rosi Egerton Licensed Estate Agent

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Jo Frost Licensed Estate Agent

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AI Property Insight

AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A historic brick bank building with secure commercial lease, versatile residential space, and strong future investment potential in Coleraine VIC.

🏡 Property Highlights

Long-term secure commercial lease to an established banking tenant
Historic brick bank building with striking façade and classic architectural detailing
Residential upstairs and rear offering additional rental income or owner-occupation potential
Private balcony and garage enhancing lifestyle and versatility
Solid, character-filled construction reflecting permanence and stature
Dual-income potential combining commercial and residential streams

✨ Key Features

Garage
Outdoor Area
Built-in Robes
Open-Plan Living
Balcony
Security Screens / Gates
Fly Screens
NBN / High-Speed Ready
Extra Storage (Shed/Linen)
Waterfront / Views

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59 Whyte St

Coleraine, VIC 3315

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Suburb and Property Insights of Coleraine, VIC 3315

Coleraine is a charming rural town offering a peaceful lifestyle with strong community ties. It features a rich history, scenic landscapes, and convenient access to regional amenities. The area is ideal for those seeking a relaxed environment with investment potential. Key points include: historic character, scenic surroundings, strong local community, strategic regional location, and growth opportunities.

Frequently Asked Questions

What is the current condition of the building and its historical features?

The building is well-maintained with solid brick construction and classic architectural detailing, reflecting its historic character and stature.

What are the terms of the existing commercial lease?

The ground floor is securely leased to an established banking tenant under a long-term lease agreement, providing reliable income.

Can the residential space be owner-occupied or renovated?

Yes, the upstairs and rear residential accommodation offers potential for owner-occupation or rental, with private balcony and garage enhancing its appeal.

Are there any planning or zoning restrictions for future development?

Potential buyers should consult local council regulations to confirm any zoning or development restrictions applicable to the property.

What are the ongoing costs associated with the property?

Ongoing costs may include maintenance, council rates, insurance, and any applicable strata or body corporate fees, if relevant.

What to ask about this property to agent?

Are there any hidden costs or upcoming maintenance requirements for the building? Has the property been assessed for any zoning or planning restrictions that could affect future use? Are there any easements, covenants, or restrictions on the property? What is the history of the building's structural integrity and any past repairs? Are there any flood, bushfire, or environmental risks in the area? Is the current lease agreement with the bank compliant with all regulations? Are there any planned developments or construction nearby that could impact the property? What are the terms and conditions of the existing lease, and when does it expire? Are there any strata or body corporate considerations if applicable? What are the potential costs for future renovations or upgrades to the residential component?

59 Whyte St, Coleraine, VIC, 3315 - More Details

Investment Opportunity Grand Bank Building with Dual Income Potential

Exceptional opportunity to secure a historic brick bank building offering immediate income and future flexibility. Prominently positioned and rich in character, this substantial property combines a long-term commercial lease to a banking institution on the ground floor with residential accommodation upstairs and to the rear creating multiple income streams under one roof. With a striking façade, solid brick construction and classic architectural detailing this lovely building reflects the stature and permanence rarely found in today's market. The ground floor is securely leased to an established banking tenant, providing reliable returns and peace of mind for investors. Typical of a modern bank downstairs has an air conditioned service area, offices, tea room, and staff bathroom. Upstairs and at the rear, a spacious residence offers excellent rental potential or the option for owner-occupation. Complete with private balcony and garage, the residential component adds significant versatility and long-term value. Property Highlights: Grand brick bank building with strong street presence Long-term bank lease in place (secure commercial income) Upstairs and rear residential accommodation Residential rental opportunity for additional income Private balcony Garage Solid, character-filled construction Dual-income potential Whether you're seeking a commercial investment, a diversified income stream, or a landmark addition to your portfolio, this rare offering delivers security, scale, and future upside, enquire today.

Type: House
Bedrooms: 2
Bathrooms: 1
Parkings: 1

Interactive Property Floorplan - 59 Whyte St, Coleraine, VIC, 3315

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59 Whyte St, Coleraine, VIC, 3315

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