986 Nelson Bay Road, Fern Bay, NSW 2295

$1,100,000 - $1,200,000

Unit
Type
4
Bedrooms
3
Bathrooms
4
Parkings
1,005 m²
Area

Published on Tuesday, July 07, 2026 ( See property details for 986 Nelson Bay Road, Fern Bay, NSW 2295)

$1,100,000 - $1,200,000

  • AI-generated summary for guidance only. We can’t guarantee accuracy -please verify all details independently before deciding.

A versatile dual-living property on a spacious 1,005m² block with river views, ideal for families, investors, or those seeking flexible coastal living in Fern Bay.

🏡 Property Highlights

  • Flexible dual-living configuration with two self-contained residences
  • Overlooks the tranquil Hunter River with elevated outlooks
  • Generous 1,005m² parcel in a tightly held coastal pocket
  • Modern, light-filled interiors with high ceilings and ceiling fans
  • Two private rear decks for outdoor entertaining and relaxation
  • Excellent vehicle accommodation including a double carport and large garage

✨ Key Features

  • Built-in Robes
  • Outdoor Area
  • Open-Plan Living
  • Ensuite
  • Dishwasher
  • Ceiling Fans
  • Waterfront / Views
  • Garage / Secure Parking
  • Open-Plan Living
  • Outdoor Area / Balcony

Fern Bay is a sought-after coastal suburb renowned for its relaxed lifestyle, scenic river outlooks, and proximity to Newcastle. Key highlights include its tranquil environment, excellent local amenities, access to golf courses, and convenient transport links to the city and airport. The area offers a perfect blend of nature and community, making it ideal for families and investors alike.

What are the main lifestyle benefits of this dual-living property?
This property offers flexible living arrangements, stunning river views, outdoor decks for entertaining, and proximity to golf courses and local amenities, making it ideal for families, investors, or those seeking a coastal lifestyle.
Can the property be converted into a single-family home?
Yes, the current dual-residence configuration can be modified to create one expansive family home, subject to relevant planning approvals.
What are the features of each unit?
Unit 1 features open plan living, two bedrooms, a central bathroom, and a rear deck. Unit 2 offers two large bedrooms, a main suite with ensuite, a spacious living and dining area, a study, and its own rear deck.
Is there parking available for multiple vehicles?
Yes, the property includes a double carport and a large single garage, providing ample vehicle storage.
What is the condition of the property?
The property is well-maintained, with modern interiors, polished timber flooring, and recent updates such as new rear decks, ensuring a move-in ready condition.
Are there any existing easements, covenants, or zoning restrictions that could affect future development or modifications? Has the property been tested for flood or bushfire risks given its riverfront location? Are there any ongoing or upcoming planning or development activities in the area that could impact the property’s value or lifestyle? What are the strata or community management arrangements, if applicable? Are there any hidden costs associated with property maintenance or upgrades needed in the future? Is the property compliant with all local building codes and regulations? Are there any known defects or issues with the property’s structure, plumbing, or electrical systems? What are the noise levels and neighbour relations like in this coastal area? Are there any restrictions on the use of outdoor spaces or renovations due to local council regulations? Is there any history of flooding or environmental concerns specific to this riverfront location?

986 Nelson Bay Road, Fern Bay, NSW 2295 - More Details

$1,100,000 - $1,200,000

Set on a generous 1005m² parcel overlooking the tranquil expanse of the Hunter River, this truly unique Fern Bay residence presents an exceptional opportunity for investors, multi-generational families, or those seeking flexible dual-living potential in a tightly held coastal pocket.

Currently configured as two self-contained residences under one roofline, the property has a long-standing history as a successful dual-income investment, while also offering the rare ability to be transformed into one substantial family home.

Unit 1 delivers a modern, light-filled layout featuring open plan living, dining and kitchen zones enhanced by high ceilings and ceiling fans throughout. Two well-appointed bedrooms include built-in wardrobes to the main, serviced by a central bathroom. Flowing seamlessly from the living area is a brand new rear deck, perfectly positioned to capture elevated outlooks over the backyard and beyond.

Unit 2 is generously proportioned, offering two large bedrooms including a main suite with built-in wardrobes and private ensuite. A spacious living and dining area is complemented by a separate study, ideal for working from home. The kitchen is well appointed with stone benchtops, stainless steel appliances and a dishwasher, all finished with polished timber flooring that adds warmth and character. This side of the home also enjoys its own rear deck, creating another private outdoor retreat.

Additional features include a double carport plus a large single garage, providing excellent storage and vehicle accommodation.

The lifestyle on offer here is equally impressive. Positioned moments from the fairways of the Newcastle Golf Club, and enjoying beautiful river outlooks, the home is also within easy reach of local primary schooling and childcare facilities-making it ideal for families. Connectivity is outstanding, with quick access to Newcastle Airport, Stockton, and the Newcastle CBD, ensuring convenience without compromising lifestyle.

Whether you choose to continue its dual-income legacy, live in one and lease the other, accommodate extended family, or convert it into one expansive coastal home, the possibilities here are as impressive as the setting.

A rare offering with space, flexibility and location all working in its favour-this is Fern Bay living at its most versatile.
Type
Unit
Bedrooms
4
Bathrooms
3
Parkings
4
Area
1,005 m²
Study
1

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